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Gold Saving Scheme

Explore the details, features, and pricing for this premium solution.

🏅 Monthly installment schemes ⚖️ Gold weight ledger 📱 Customer portal 📋 KYC management 💳 Razorpay integration 🎁 Bonus month rules 🇮🇳 GST compliant

Gold Saving Scheme
  • Last updated June 2026
  • WP compatibility 5.0+
  • WooCommerce 6.0 +
  • Support ✓ Active
🔒 Pro version coming soon — Notify me when it launches
WHAT IS A GOLD SAVING SCHEME?

A ₹5,000/month plan that locks in loyal customers for 11 months

Gold Saving Schemes are one of the most powerful customer retention tools in the jewelry industry. Customers pay a fixed monthly installment — and at maturity, they use the accumulated value to purchase new jewelry. The jeweler adds a bonus month, making it irresistible. Tanishq, Kalyan, Malabar, and GRT all run massive schemes. Now your independent WooCommerce store can too.

  • Guaranteed repeat customers — every scheme member commits for 11 months and is guaranteed to return to purchase
  • Predictable cash flow — recurring monthly installments from hundreds of members creates a stable revenue stream
  • Bigger purchase at maturity — members typically spend significantly more than their accumulated amount when redeeming
  • No plugin exists for this on WordPress — until now, every jeweler managed this through Excel, paper cards, and WhatsApp

EXAMPLE: BRIDAL JEWELLERY SET — 11 MONTH SCHEME

1
Month 1 — April 2025
Gold rate: ₹6,820/g - 22K
₹5,000
+0.733g
2
Month 2 — May 2025
Gold rate: ₹8,950/g - 22K
₹5,000
+0.718g
3
Month 3 — June 2025
Gold rate: ₹7,100/g - 22K
₹5,000
+0.704g
...
Months 4–10 continue...
₹5,000
11
Month 11 — Feb 2026
Final installment
₹5,000
+0.680g
Bonus Month — Free!
Jeweler adds 1 free month
₹5,000
FREE

Total paid by customer ₹55,000
Gold weight accumulated 7.912 grams
Bonus value received ₹5,000 free
Total redemption value ₹60,000
PLUGIN FEATURES

Everything to Run Gold Schemes Online

Built from real jeweler workflows — every feature below comes from how actual gold saving schemes operate in India, UAE, and South-East Asia.

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Scheme Creation & Management

Create unlimited schemes with custom names, types (fixed monthly amount or fixed gold weight), duration, gold purity (14K–24K), minimum installment, and bonus rules.

👤

Customer Enrollment & KYC

Online enrollment with KYC document upload (Aadhaar, PAN card). Admin verifies documents and approves or rejects enrollments from a single dashboard.

📊

Live Admin Dashboard

Real-time statistics including active customers, total collections, gold liabilities, expected collections, and monthly collection analytics.

⚖️

Gold Weight Ledger

Every payment is converted into gold grams using the live gold rate of the day and maintained in a precise customer ledger with automatic liability calculations.

Live Gold Rate API

Connect to a live GoldAPI for real-time gold prices. Rates auto-refresh regularly with manual fallback support, timestamps, and source tracking.

💳

Razorpay Payment Integration

Customers can pay installments online through Razorpay. Payment webhooks automatically update the ledger, with support for manual cash payments as well.

HOW IT WORKS

From Scheme Creation to Customer Redemption

1

Jeweler Creates a Scheme

Set the scheme name, type, duration, gold purity, minimum installment, bonus rules, and KYC requirements in minutes.

2

Customer Enrolls Online

Customer fills in the enrollment form, uploads KYC documents, and selects their installment amount. Admin approves KYC.

3

Monthly Payments Auto-Tracked

Each payment converts to gold grams at that day's live rate. Reminders are sent before each due date. Ledger updates automatically.

4

Scheme Matures with Bonus

At maturity, the bonus month is automatically credited. Customer and admin both receive a maturity notification with full summary.

5

Customer Redeems for Jewelry

Accumulated value is issued as WooCommerce store credit. Customer shops on your site and the credit applies at checkout automatically.

WHO THIS IS FOR

Every Jewelry Store That Wants Loyal Repeat Customers

Independent Jewelry Retailers

Stop managing your gold scheme through Excel and WhatsApp. Move everything online — enrollment, payments, ledger, reminders — and focus on serving customers instead of chasing installments.

Multi-Showroom Jewelry Chains

Run schemes across multiple branches from one WordPress admin. Centralized customer data, unified gold ledger, and consistent scheme rules across all locations.

Bridal Jewelry Specialists

Bridal set schemes are the most popular scheme type. Lock in brides-to-be 11 months before the wedding date and ensure they return to your store — not a competitor's.

Online-First Jewelry Stores

Already running on WooCommerce and want to add a gold saving scheme? This is the only WordPress plugin that makes it possible without custom development or third-party SaaS.

MARKETS
India UAE Malaysia Singapore UK (diaspora) Australia (diaspora) South Africa